High Risk Merchant Processing ↗
Understand the account before you commit.
PAYMENTS, WITH CONTEXT
Be clear about what is available.
An inquiry is not an application or approval.
One prospective referral provider has explicitly declined marijuana businesses. Other discussions have not established an approved route. This page is a place to clarify requirements, not an offer of a cannabis merchant account.
Identify whether you sell cannabis itself, hemp-derived products, or ancillary services such as software or equipment. An ancillary business must accurately describe its customers, services and money flow; it should not disguise sales of a restricted product.
Do not disguise products, misstate the merchant category or route transactions through an unrelated business. Ask the provider to explain in writing the payment method, participating institutions, permitted activity, customer disclosures and settlement process before using a proposed solution.
Whatever lawful payment route your business ultimately uses, retain the sale, refund, fee and settlement records separately. Sympler’s bookkeeping subscription does not grant payment-processing approval.
Understand the account before you commit.
Product details come first.
Eligibility needs a specific answer.
Be clear about what is available.
Recurring revenue. Clear customer expectations.
Match payment timing to delivery.
START WITH THE FACTS
Send your website, product description and payment channels. Keep identity documents, bank details and statements out of the initial email.
Opens your email app. No application is submitted automatically.