High Risk Merchant Processing ↗
Understand the account before you commit.
PAYMENTS, WITH CONTEXT
Product details come first.
An inquiry is not an application or approval.
Describe every product type, ingredient and sales channel accurately. A topical product, ingestible product and cannabis product are not interchangeable underwriting descriptions. Our current provider discussions do not establish blanket approval for CBD merchants.
A laboratory report alone does not establish that a product or its marketing is lawful or acceptable to a processor.
FDA guidance describes product-specific restrictions for cannabis-derived products. A processor’s willingness to review an application does not replace regulatory review. See the FDA cannabis and CBD resource and obtain advice for your actual products and markets.
Ask whether the provider accepts your exact catalog, whether changes require prior review, and whether reserves, volume limits or additional monitoring apply. Do not activate checkout for a restricted product before receiving the necessary provider authorization.
Understand the account before you commit.
Product details come first.
Eligibility needs a specific answer.
Be clear about what is available.
Recurring revenue. Clear customer expectations.
Match payment timing to delivery.
START WITH THE FACTS
Send your website, product description and payment channels. Keep identity documents, bank details and statements out of the initial email.
Opens your email app. No application is submitted automatically.